UpturnHow can we help?
Find quick answers about using Upturn, tracking accounts, understanding your plan, and managing your credit recovery steps.
Open Upturn, tap Add Account, enter the account nickname, balance, limit, minimum payment, due date, and statement close date if available.
It is the date a card issuer usually finalizes a statement balance. Paying before that date may help lower what gets reported, depending on issuer timing.
Utilization compares your card balance to your credit limit. For example, a $300 balance on a $1,000 limit is 30% utilization.
Upturn looks at dates, balances, limits, payment status, and risk so you can focus on the next best move first.
No. Upturn does not ask for full card numbers, SSNs, bank login credentials, or online banking passwords.
No. Upturn is a credit recovery coach and organization tool. It does not promise to remove accurate negative information or guarantee score increases.